Money cannot buy happiness, but it certainly makes it easier for everyone to be happy when there is enough money to pay the bills. When you look around your household, you will find several areas where you can save money and start that rainy day fund you have always wanted.
Reviewing Your Phone Service
Does your family have a land line phone that never gets used because everyone gets calls on their cellphones? If that is the case, then why do you pay for that land line? Do you have subscriptions to movie streaming services and still pay for those cable movie channels? Take a look at the kinds of subscriptions and services you have and start to eliminate the duplicate ones to free up cash.
Brown Bag That Lunch
Many households have two parents that work and both of those parents buy their lunches while at work. You may think that it is not a big deal to spend $5 each on lunch during the work day, but it does add up. When two parents spend $10 a day on lunch, they are spending $50 per week. Over the course of the year, that adds up to $2,600 that could be saved by brown bagging lunch instead.
People drive cars to school and work every day and they never give it a second thought. Driving your car to work not only costs you gas, but you are also putting wear and tear on your car that will cost money in repairs in the not too distant future. To save on gas and wear and tear on your car, put together a car pool with people at work. If you have to drive your child to school, then get together with other parents who also have to drive their children to school and come up with car pool plans to save everyone money. You should also look into getting extra space storage to get all of those items out of the garage and use the garage to protect your car and extend its life even more.
Utilize Public Spaces On Vacation
When you take the family on vacation, it can get pricey if you decide to visit one of those expensive amusement parks or other popular destinations. Instead of always opting for the expensive vacation, you should look at taking your family camping in a national park or investigate any of the other inexpensive places that everyone will enjoy.
Saving money can be tough these days, but it can be done if you know what actions to take. Start a savings account now and you will have money for that rainy day and to send your children to college as well.